ACA premiums to rise 30 percent:Health Care Sharing Ministries offer a lifeline amid soaring costs
As inflation, record insurance rate hikes squeeze families, the Alliance of Health Care Sharing Ministries says faith-based sharing offers affordable, values-driven care
WASHINGTON — As Americans brace for a 30 percent surge in Affordable Care Act (ACA) health insurance premiums next year — the steepest annual increase in recent memory — Alliance of Health Care Sharing Ministries (Alliance) leaders say the news underscores the growing need for faith-based alternatives that help families stay healthy, solvent, and free from bureaucracy.
Recent reporting from KFF Health News, The Washington Post, and Insurance Business Magazine confirms that roughly 17 million Americans who buy coverage on Healthcare.gov will see premium hikes averaging 30 percent beginning in 2026. Analysts warn that without continued pandemic-era subsidies, many households could see their premiums double or even triple.
“The Alliance has long advocated for negotiating better prices and having more transparency in health costs of all kinds, from drug prices to medical treatments to hospital stays,” said Katy Talento, executive director of the Alliance of Health Care Sharing Ministries. “Non-insurance options such as Health Care Sharing Ministries may be one of the only ways to buck the trend of skyrocketing costs of health care.
“Leveraging the power of the cash-pay economy, as well as the community connections and mutual accountability to live in a healthy way, is not only good stewardship, but also consistent with Christian beliefs.”
The dramatic premium increase arrives amid lingering inflation and partisan gridlock over how to contain health care costs. Congress remains divided: Democrats push to extend COVID-era expanded ACA subsidies, while Republicans argue such subsidies were always meant to be temporary. Meanwhile, middle-income Americans — too prosperous to qualify for expanded assistance but unable to absorb the rate hikes — face excruciating financial choices.
“Families are caught in a perfect storm of inflation, medical debt, and shrinking options,” said Talento. “Health Care Sharing Ministries demonstrate that a community of believers can stand together, care for one another and avoid being trapped in a costly and impersonal system.”
Members of Health Care Sharing Ministries— nonprofit, faith-based communities that share one another’s medical needs — have existed for decades, long before the ACA, and say their approach provides both spiritual and financial relief. Participants contribute monthly “shares” to assist others’ eligible medical expenses and, in turn, have their own needs supported when they arise.
According to the Alliance, members enjoy advantages such as:
Community support and accountability that encourages healthy living consistent with faith principles
Transparency in pricing, as members or their ministries often negotiate directly with providers
Lower monthly costs compared to insurance carriers’ premiums
“When the federal government or insurance carriers announce yet another double-digit rate increase, Americans need to know that a faithful, ethical alternative exists,” said Talento. “Health Care Sharing Ministries are not insurance, but they represent a return to stewardship, generosity and wise financial management in health care.”
The latest ACA premium spike continues a decade-long trend of rising costs that have far outpaced wage growth. These premium increases are just creating an opportunity for more Americans to discover what hundreds of thousands of other people have already discovered, which is the non-insurance option, Health Care Sharing Ministries. The Alliance of Health Care Sharing Ministries reports a steady uptick in Americans exploring health care sharing options, particularly among Christian families and self-employed individuals who value autonomy and transparency.
“As prices rise, more Americans are turning toward health care models that reflect their values and give them control,” said Talento. “This is not just a financial decision — it’s a moral and spiritual one, rooted in how we care for one another as believers.”
Talento added that while insurance carriers grapple with inflation, regulatory complexity and profit pressures, Health Care Sharing Ministries rely on a simpler model of mutual aid: Members directly share funds for eligible medical bills, guided by their commitment to Christian compassion.
“The system is broken when premiums rise faster than paychecks and when government policy punishes personal responsibility,” said Talento. “Lawmakers should focus on empowering Americans with real choices — including Health Care Sharing Ministries — that reward stewardship and transparency rather than propping up a failing status quo.”
Founded in 2007 and headquartered in Washington, D.C., the Alliance of Health Care Sharing Ministries is a 501(c)(6) trade organization representing the common interests of Health Care Sharing Ministries, which facilitate the sharing of health care needs — financial, emotional and spiritual — by individuals and families. The Alliance engages with federal and state regulators, members of the media, and the Christian community to provide accurate and timely information on health care sharing.
To learn more about the Alliance of Health Care Sharing Ministries, visit www.ahcsm.org or follow the ministry on Facebook or X.
LEADING VETERANS ORGANIZATION HOSTS 10TH ANNUAL 9/11 HEROES RUN MEMORIAL 5K RACE SERIES ACROSS THE U.S.
The Travis Manion Foundation commemorates 10 years of veteran advocacy and commitment to service
WASHINGTON, D.C. - The Travis Manion Foundation (TMF), one the nation’s leading veterans advocacy organizations, is hosting its flagship event - the 10th annual 9/11 Heroes Memorial run in more than 50 communities across the country and around the world this September, including locally in in Annapolis, MD, and Alexandria, VA. The annual race series unites communities across the country to remember the nearly 3,000 lives lost on 9/11, as well as to honor our veterans, military, and first responders who serve our country. Proceeds from the 9/11 Heroes Run will benefit the Travis Manion Foundation, which empowers veterans and families of fallen heroes to develop character in future generations.
The 9/11 Heroes Run 5K series was inspired by Marine 1st Lt. Travis Manion, who was killed by a sniper in Iraq in April 2007 as he selflessly protected his battalion. Before his final deployment, Travis visited Rescue One in NYC—famous for losing almost all of their men on 9/11—and returned home with deeper passion about why he was fighting in Iraq. At its heart, the 9/11 Heroes Run is a tribute to a personal commitment to never forget the heroes of that day. Now in its tenth year, the 9/11 Heroes Run national race series will be held in more than 50 locations across the country and around the world. As part of the marketing campaign for the race series, TMF has released a video to inspire runners and walkers of all ages to participate, which can be seen here.
Last year, more than 50,000 people participated in race locations around the world or as virtual runners, to support military, veterans, first responders and their families through TMF. National sponsors of the events include Comcast NBC Universal and CBS Radio. Last year’s Annapolis run drew a crowd of over 2,000 participants including Maryland Governor Larry Hogan and midshipmen from the U.S. Naval Academy.
Ryan Manion, TMF President and Travis Manion’s sister, provided this statement:
“As I reflect on the 10 year anniversary of the 9/11 Heroes Run, I’m in awe at the number of communities across the country and around the world that have united to honor all those touched by the events of September 11th, 2001. We challenge all Americans to join us this September, to ensure our next generation never forgets the sacrifices of our veterans, active duty military, first responders, and civilians who were affected by the attacks on 9/11 and in the wars since.”
5 Key Races
9/11 Run Alexandria, VA on Saturday September 9, 2017 at 9:00am ET
9/11 Run Philadelphia, PA on Sunday September 9, 2017 at 9:00am ET
9/11 Run Houston, TX on Sunday September 9, 2017 at 8:00am CT
9/11 Run Annapolis, MD on Sunday September 17, 2017 at 2:00pm ET
9/11 Run Doylestown, PA on Sunday September 24, 2017 at 2:00pm ET
TMF empowers veterans and families of fallen heroes to develop character in future generations. In 2007, 1stLt Travis Manion (USMC) was killed in Iraq while saving his wounded teammates. Today, Travis' legacy lives on in the words he spoke before leaving for his final deployment, "If Not Me, Then Who..." Guided by this mantra, veterans and survivors continue their service, develop strong relationships with their communities, and thrive in their post-military lives. As a result, communities prosper and the character of our nation's heroes live on in the next generation.
NATIONAL NUTRITION MONTH: TIPS TO HELP LATINO FAMILIES IMPROVE HEALTH
Society for Public Health Education (SOPHE) encourages everyone to try new and healthy foods
Although March is officially National Nutrition Month, anytime is a good time to eat more nutritiously, points out the Society for Public Health Education (SOPHE). SOPHE offers 12 tips to help Latino-Americans eat more nutritiously.
“National Nutrition Month is an opportunity to learn more about nutrition and try new and healthy foods. Eating healthy foods can help weight management and lower risk for many chronic diseases like heart disease, type 2 diabetes, and cancer, which especially affect many Latino communities,” said Elaine Auld, CEO of SOPHE. She offered the following tips:
Go fresh. Choose fresh seafood, lean poultry, and beans as your protein source. If using ground meats, choose 93 percent lean ground turkey or ground sirloin beef.
Make fresh salsa or black bean dip. Store-bought salsa is often loaded with sodium. If you plan to have more than a tablespoon or two, fresh salsa is a much better option. Guacamole contains healthy fats, but is high in fat and calories.
Measure portions. It is easy to overeat on snacks. Measure one serving so you can save room for the main course.
Favor whole grains. Brown rice is a whole grain and has more nutrients than white rice. Use corn and whole wheat tortillas instead of those made with flour. Buy or bake whole grain breads and baked goods.
Use the plate method. Fill half of your plate with non-starchy vegetables. Fill one quarter of your plate with a lean protein. Then fill one quarter of your plate with a starchy food, such as beans or brown rice.
Use healthy cooking methods. Grill your chicken, fish, or vegetables. You can also try baking, steaming, or broiling. Small amounts of vegetable oil, olive oil, or cooking spray are better options.
Beans make a great protein source. Use dried beans when you can. They are lower in sodium than canned varieties. Always drain and rinse canned beans to remove excess sodium. If you are buying canned refried beans, buy fat-free varieties. Or make your own by blending whole black or pinto beans in a food processor with spices.
Go easy on the cheese. Cheese is high in saturated fat and in sodium. Queso fresco is a great choice if used in moderation. You can also try reduced-fat cheeses.
Substitute healthier options for sour cream. Non-fat Greek or plain yogurt and non-fat plain yogurt have a similar taste and texture to sour cream for much less calories and fat.
Cut your portion size when eating out. If you eat out, split the meal with someone else, eat half the meal and bring home leftovers, or order a kid-sized meal.
Snack on fruits and vegetables. Keep a bowl of fruit out on a table or counter to encourage healthy snacking. Pre-cut veggies and make “grab and go” packets.
Pack your lunch. Skip eating out and bring your lunch.
Substituting foods and even small dietary changes can lead to positive results, notes Auld. Researchers report that more than 40 percent of Latinos are obese.[1] Auld is working with SOPHE members and other partners to decrease those numbers.
“We want to help Latino communities, families and individuals overcome the barriers to good health,” Auld added. “We want to make healthy living easier where people live, learn, work, and play.”
The Society for Public Health Education is partnering in a three-year nationwide project called the National Implementation and Dissemination for Chronic Disease Prevention, funded by the Centers for Disease Control and Prevention. There are 97 projects in communities across the nation assisting people and communities in living healthier lives. Learn more at #Partnering4Health and www.partnering4health.org.
LOLË WHITE TOURTM MAKES HISTORY WITH CENTRAL PARK EVENT UNITING CLOSE TO 10,000 YOGIS
New York Stop Comes After Memorable Kick-Off at Paris’s Eiffel Tower and Sessions in Montreal and Toronto
September 3, 2015, NEW YORK – Yesterday, the 2015 Lolë White TourTM reaches the apex of its lineup with a spectacular outdoor class uniting close to 10,000 yoga-lovers in the heart of New York City. This once in a lifetime session in beautiful and historic Central Park is the penultimate stop in this year’s series of unforgettable events around the world organized by women’s activewear and lifestyle brand Lolë and presented by FIJI Water.
This inspiring group of thousands of participants, dressed all in white as a symbol of peace, gathered to experience a unique evening of pure serenity against the backdrop of one of the world’s most recognized locales. From 4:30pm to 10pm, Central Park’s breathtaking Great Lawn was home to this singular yoga event led by three of the world’s most influential and beloved instructors – Elena Brower, Colleen Saidman Yee and Rodney Yee – and set to the strains of live music from artists Ingrid Michaelson and special guest Donna De Lory.
“This unprecedented gathering of yoga lovers here in one of the world’s greatest parks, all practicing together in nature, created a flow of communal energy that was breathtaking and magical,” said Bernard Mariette, President and CEO of Coalision, which owns Lolë. “I had the feeling of being a part of a family of 10,000 people all sharing the same sense of peace and gratitude.”
This New York session is a highlight of the brand’s 2015 season, representing the Tour’s largest event and coming on the heels of the opening of the Lolë Atelier New York in the famous SoHo shopping district. Each of the five events on this year’s Tour is a transformative and invigorating experience for body and soul, guided by world-class yoga instructors and set to live music performed by international artists. Having begun with an extraordinary kick-off session under the Eiffel Tower in Paris, continuing onto the brand’s hometown of Montreal and then Toronto, and now landing in New York, the Tour will culminate with a more intimate yet equally momentous session on the iconic Santa Monica Pier later this fall.
“From Paris to New York and beyond, the global scope of the Tour – which this year brings together over 25,000 yoga enthusiasts in cities worldwide – reflects the energy of Lolë’s exhilarating international expansion,” added Bernard Mariette. “Next year’s event in Cambodia will bring our message to a truly universal stage, affirming our dedication to the boundary-erasing power of yoga, meditation, and inner peace.”
The annual Lolë White Tour was launched in 2012 with the goal of building a global wellness movement. Since then, Lolë has united over 50,000 yoga lovers around the world, bringing top yoga talent together with local communities to practice in inspiring, emotionally uplifting locations. The Tour has become renowned in the wellness space for promoting personal connections, community involvement, and the opportunity to experience the exceptional – and will continue doing so with an highly anticipated Cambodia event in 2016, the Tour’s first ever visit to Asia.
---
About Lolë:
Lolë nurtures the body and mind with fun, feminine, and beautifully designed activewear that’s stylish enough to transition instantly from the studio to the street. Designed for today’s active urban woman, Lolë collections truly reflect a modern lifestyle, and turns consumption into investment by offering long-lasting, versatile clothing with real value. Lolë stands for Live Out Loud Everyday.
Hey American Friends!
70% of food in US contains #GMOs. Vote YES on CA's Prop 37 to label them, we have the right to KNOW what we are eating!
TRAIN IT RIGHT NEWSLETTER
Sign Up and get a free 7 day Train it Right HIIT Program!
